PROPERTY LIENS

With $22 billion in unpaid property taxes in 2023, you’re not alone. 

Selling a house with a lien is possible—it just requires strategic planning. 

Here is most all you need to know: understanding liens, navigating legal complexities, and finding the best path to a successful sale. 

Your financial challenge can become an opportunity with the right approach.

  • Multiple lien types exist: voluntary (mortgage) and involuntary (tax, judgment).
  • Resolve liens before selling through negotiation, payment, or cash buyer options.
  • Title search reveals liens; buyers typically require liens to be cleared.
  • Unresolved liens can delay or prevent property sale, risking serious consequences.


    Involuntary liens, on the other hand, are imposed without your agreement, often as a result of unpaid debts leading to serious financial implications. Here are some key examples:
  • Tax Liens
  • If you neglect to pay your property taxes, the government can place a tax lien on your home. This legal claim ensures that your tax obligation is prioritized. 
  • The National Tax Lien Association reported that in 2023 in the US, a staggering $22 billion in property taxes went unpaid. This highlights how critical it is for homeowners to stay on top of their obligations and proactively manage their finances.
  • Judgment Liens
  • If you owe money and a court issues a judgment against you, a judgment lien can be placed on your property. This means you lose some control over your home until the debt is satisfied.
  • HOA Liens
  • Failing to pay your homeowners association fees? They have every right to place a lien on your property to recover the unpaid dues.

    Learn more at link below
  • https://www.mosshomesolutions.com/blog/can-you-sell-a-house-with-a-lien-on-it

The Henley Citizenship Program Index

The Henley Citizenship Program Index reflects the relative worth of the most reputable citizenship by investment programs around the world. Published each year in the Investment Migration Programs report, the index is revised annually by leading academic researchers, country risk specialists, economists, independent expert immigration and citizenship lawyers, and other specialists.

Select up to 3 facts to create your own index

To explore the ultimate combination of alternative residences and citizenships to mitigate risk and create opportunity for you and your family, visit the Henley Ultimate Portfolio

COLD = WARM

Having family homes in various climates is important to create a balance.
We have reviewed Sub-tropical climate homes only for so many decades, it’s only now in 2025, I decided to consider a colder climate home to allow for optional travel, corporate meetings, and retreats.

Love to know the feedback on how family who have done this lived and maybe sold their locations.
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DEFENSIVE TRAVEL – Part 2

Continue ….

DEFENSIVE TRAVEL – Part 1

Travel FrequencyBriefing Requirement
Infrequent international travelBefore each trip
Frequent travel to same regionAnnual refresher
Travel to high-risk areasBefore each trip, regardless of frequency
Change in destination or security situationUpdated briefing required

Continue to Part 2

DEFENSIVE TRAVEL

Defensive Travel
  • Defensive foreign travel briefings are essential for personnel security and risk mitigation during international trips
  • Briefing frequency varies based on organizational policies, legal requirements, and individual travel patterns
  • Inadequate briefing frequency can lead to personal safety risks and organizational security breaches
  • Maintaining awareness between formal briefings is crucial for traveler safety and organizational security
  • Engaging with continuous security updates and monitoring global travel advisories helps travelers stay informed

Defensive foreign travel briefings are required by organizations to ensure employee safety and protect classified information when traveling abroad. These briefings are typically mandatory before international trips, especially to high-risk areas or countries with different customs and laws. The frequency of briefings depends on the organization’s policy and the traveler’s destination, with some requiring annual updates or briefings before each trip.

More in next post – stay tuned